Merchant Underwriter
Company: Electronic Merchant Systems
Location: Cleveland
Posted on: May 16, 2022
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Job Description:
*Merchant Underwriter*The primary focus of the Merchant
Underwriter is to review, analyze and make confident decisions and
recommendations for merchant applications. The ideal candidate for
this position is qualified and experienced with a wide range of
commercial underwriting in a fast paced deadline driven
environment.The successful candidate will also have the ability to
understand and apply best practices guidelines; collect and analyze
exposure and loss data; respond efficiently and effectively to
internal and external requests; maintain all organizational and
professional ethical standards; have the ability to spot trends in
monitoring and reporting; and communicate results of analysis to
business customers and senior management, all while actively
advocating and monitoring compliance.*Responsibilities to Include:
** Conduct commercial credit applicant reviews;* Analyze a mix of
merchant applicants in a wide variety of business types in both a
card-present and non-present processing environment;* Handle a wide
range of volumes and ticket amounts, standard documentation and
future service liability* Review and analyze individual and company
credit reports including Equifax, Experian and Dunn and
Bradstreet;* Communicate effectively with merchants and sales
representatives;* Communicate effectively with internal company
departments, as well as management, as necessary.*Requirements ** 3
years experience in a commercial underwriting environment* Typing
50+ WPM or equivalent keystrokes* Strong organizational skills*
Strong analytical skills* Strong oral and written communication
skills* Strong organizational skills, ability to multitask, and
attention to detail.* Ability to interpret data based on
established criteria.* Experience reviewing and analyzing
individual and company credit reports including Equifax, Experian
and Dunn and Bradstreet required* Must be a team-oriented
individual with willingness to work all levels of applicants (not
exclusively high level applicants) with a positive attitude*
Flexibility required to work extended shifts as needed* High School
Diploma or equivalent required* Bachelors Degree in Business or
Finance preferred (or equivalent work experience)EMS Offers:Many
outstanding benefits including: competitive salary, PTO, 401K plan
with company match, paid holidays, company contribution toward
health/dental insurance, employee discounts, On-site fitness
center, career growth opportunities, and recognition and rewards
for excellenceJob Type: Full-timeBenefits:* 401(k)* Dental
insurance* Health insurance* Health savings account* Life
insurance* Paid time off* Vision insurancePhysical Setting:*
OfficeSchedule:* 8 hour shift* Monday to FridayEducation:* High
school or equivalent (Preferred)Work Location: One location
Keywords: Electronic Merchant Systems, Cleveland , Merchant Underwriter, Other , Cleveland, Ohio
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